Bank Impersonation

🔍 How It Works

Scammers call or text pretending to be from your bank. They say there's suspicious activity on your account and need you to verify your information. They may already know some of your details to seem legitimate.

📝 Real Examples

• •A text from 'your bank' says your account is locked — click here to verify.
• •Someone calls saying they're from the fraud department and need your account PIN to 'secure' your account.
• •You get a call saying a large purchase was made on your card — press 1 to cancel it.

⚠️ Warning Signs

• •Unexpected calls or texts about your account
• •They ask for your PIN or full account number
• •Urgency about suspicious activity
• •They want you to transfer money to a 'safe account'
• •The link doesn't go to your bank's real website

🛡️ How to Protect Yourself

• •Your bank will never ask for your PIN or full password
• •Hang up and call the number on the back of your card
• •Never click links in texts about your bank account
• •Enable alerts on your real banking app

📋 What To Do If It Happens

• •Hang up or close the text
• •Call your bank using the number on your card
• •Check your account through your bank's official app
• •Report the scam to your bank

📞 Where to Report

• •Your bank's fraud department
• •FTC: reportfraud.ftc.gov
• •FBI IC3: ic3.gov